
How can I purchase an umbrella liability insurance, not homeowners or renters insurance?
I have a rental property in Houston. Since I live abroad and are not homeowners or renters insurance, the insurance company I own, not writing a political framework 1000.000 dollars. Housing policy has liabililty My investment property coverage of $ 300,000 it. Can I buy an umbrella policy 1000.000 of dollars? The names of insurance companies? Thank you thank you to everyone who took the time to answer my question. Here are some details: I have the house personally and not by a corporation? I have a housing policy TDP-1 in my car. CYPRESS TEXAS is written by Lloyd's. I called the agency who sold me this policy. They said it may follow the current $ 300,000 liability $ 500,000 per additional $ 500 per year. This would help, but I want 1 million U.S. dollars coverage.
You say you have a housing policy in the car so I guess it is residential (1-4 units) and is properly insured as rent. Who owns personally or a corporation? If it is personal, you can try a company called RLI (public company, check out their website and find an agent). They allowed umbrella without support businesses. If you belong to a business entity, you need a trade policy with the umbrella trade. It is possible that want to know if the housing policy could be beaten to $ 500K in liability limits. My blog has an article on the cover residential rental property, you might find interesting.
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